A Boring Dystopia

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A millennial couple who make $250,000 say they can't find a home in their budget: 'We refuse to become house-poor' (www.businessinsider.com)

submitted 1 month ago by [email protected] to c/[email protected]

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[–] [email protected] 28 points 1 month ago (1 children)

I totally get how they feel.

I got lucky with some investments I made in 2020 that appreciated post-covid and was able to pay off my student loans and put a down-payment on a condo.

If you're a wage earner, at least here in the US, the prevailing political thought seems to be that it's perfectly acceptable for you to live on gruel in your grossly expensive rented apartment. I wish I could hope that voting changed anything about that, but I don't think it matters who we elect anymore, at least beyond the local level.

[–] [email protected] 9 points 1 month ago (1 children)

Seriously.

I realize, daily, that I've very much lucked my way into my station in life. Two kids, a 4bed/1.5 bath house in the suburbs. Decent steady job. 200k household gross income.

My house is "worth" a half a million dollars. At least. But so is any other house that is maybe a sidestep. There is no moving to another town...we can't manage to accumulate any significant savings before something happens to take it all away. Even if we could swing the cash necessary to start buying a house, we were able to refi during the pandemic....so moving to a similar-priced house now will mean a significantly higher mortgage due to the higher interest.

[–] [email protected] 3 points 1 month ago* (last edited 1 month ago)

I'm on the other end of the spectrum for the most part. I was born into a huge family and actually started my adult life 3k in the hole (on top of those student loans) because I let my parents use a credit card in my name which they didn't pay back, but yeah, I've been lucky in a big way these last several years.

I have everything I need and some of what I want, and in today's America, that's as close as you get to the American dream if you're not born wealthy in the first place.