Yeah, I'd need to run cable if I moved my machines to a closet, and I'm putting that off. I do plan to do that though, so maybe someday. :)
sugar_in_your_tea
joined 1 year ago
Yup, VFIAX (the Vanguard S&P 500 index) is what everyone is saying.
Here's what you're invested in:
- VFIAX - S&P 500 fund; 500 biggest companies in the US
- VEIRX - basically a "value" tilt version of the S&P 500, but with far fewer companies (~200 vs 500)
- VSMGX - conservative, properly diversified fund - 60% in stocks (diversified with international stocks), 40% in bonds
- VUSXX - basically cash
So overall, here's what you're looking at (back of the napkin math):
- 35% - cash and bonds
- 55-60% - US stocks
- 5-10% - international stocks
So you're pretty lightweight on international stocks.
Personally, here's what I'd invest in:
- VITSX - Total US market, meaning there are smaller companies in there as well; 85% of it is the same as the S&P 500, so it's not that different, but small companies have historically done better than big companies, so it's good to have some of that exposure
- VTMGX - pretty much total international market
To be evenly diversified globally, you'd do something like 60% VITSX and 40% VTMGX, but I personally think the US will outperform, so I do 70% US and 30% international.
If you're risk-averse and feel like you'd sell if there's a market downturn, you can add some bonds (VBTLX) and put something like 10-20% in it (assuming you're young-ish; if you're over 50, increase it to 30-40%). But honestly, there's not much point if you'll just set it and forget it. If you want something super simple, VASGX looks pretty decent (20% bonds, so a bit less extreme fluctuations in a downturn).
A lot of people honestly just go 100% S&P 500, because a lot of those companies do business in other countries, so you're kind of getting international exposure. I personally prefer explicit international exposure though, hence my recommendation.
Fair. I grew up with 140 character limits for SMS and having limits on how many texts I could send, so I get it. But instead of cutting out punctuation, I used more direct language and abbreviations. Now that there's no real limit on texts, I'm a bit more wordy and am extra careful about punctuation, especially since I use swipe texting.
Agreed. And I really wish we'd have a popular resurgence of privacy, but it seems we're going the opposite direction where people prefer convenience and "safety" to control.
Yup, started with 0 and working my way through.
Some genres I especially like:
- puzzles - Return of the Obra Dinn, Manifold Garden, etc
- platformers - absolutely loved INSIDE and LIMBO, currently enjoying A Hat in Time, loved Psychonauts (Psychonauts 2 is on the list, but it's not really "indie" anymore), little nightmares
- metroidvanias - Blue Fire, Hollow Knight, etc
- point and click - Darkside Detective, Deponia, etc
- fighting/souls-like - Furi, Titan Souls
- story - What Remains of Edith Finch
- other - Recettear, Grand Mountain Adventure, Human Resource Machine
Basically, if it has really good gameplay or story, I'll probably like it.
It's probably more interesting to point out what I tend to not like:
- roguelikes
- city builders - I like high quality builders like Cities: Skylines, but indies tend to not have the budget
- rhythm
- stealth
- shooters - very samey; I'd rather play AAA, such as Doom
But then again, there's an exception to each of these (e.g. I loved Slay the Spire and Black Mesa). So honestly, I'd probably enjoy anything that really stands out as being unique or interesting.
I'm more interested in multi-bay enclosures, but as you said, the chipsets tend to be kinda crappy. And that's what makes me hesitate to use these mini PCs, my use-case is for a NAS, but these enclosures are kind of expensive and seem to have pretty poor components.
So for now, I'm using larger cases to hold the drives. But it takes up a lot of desk space, so these mini PCs are very attractive, if I can get a compact external enclosure to work.
TerraMaster, Orico
I honestly have never used either of these, yet they show up at a lot of retailers.
ASUS is a bit sketchy these days IMO, so I try to avoid them.
But why in-person? Surely the priority should be resetting passwords quickly, and doing it in-person is far from quick.
manually validating employees' identities on camera
A password has nothing to do with validating your identity, it's merely about authentication. Authentication and authorization are completely separate concepts. They should be resetting authentication to limit chance that an outside attacker can use compromised credentials, and then perhaps re-verifying identities separately for people with access to critical systems first.
Resetting passwords in-person sounds terrible. I use a password manager, so I would be more likely to make a bad password than a good one if I have to do it in front of someone in an interview.
I've heard good things about Proxmox, but I have no direct experience with it. That would be a separate box that manages the VMs and everything, and it has a remote GUI option (webpage I think?).
If you want something on an existing box, just use KVM directly, or a simple frontend like GNOME boxes. I don't know about remote configuration, but once it's set up, do you really need to check in on things remotely? KVM will do hardware acceleration (definitely CPU acceleration, GPU if you configure it properly), and it has no GUI by default.
Yeah, I tried using a security key, but the only financial institution that looked halfway interesting that supports security keys was Vanguard, and they fall back to SMS, so it's functionally useless.
I have zero problem using security keys, but if it only works for a handful of inconsequential services, why bother?
LibreOffice has had this for quite some time. It's nice to see Microsoft finally catching up. :)
Horse styles of the ’50s
For crying out loud, Jonah! Three days late, covered with slime, and smelling like fish! … And what story have I got to swallow this time?
You know what I’m sayin’? … Me, for example. I couldn’t work in some stuffy little office. … The outdoors just calls to me.
Look! Look, gentlemen! Purple mountains! Spacious skies! Fruited plains! … Is someone writing this down?
Sure, I’m a creature—and I can accept that … but lately it seems I’ve been turning into a miserable creature.
29
Buy and hold works - Meet the 'unluckiest' stock market investor of modern times
(www.marketwatch.com)
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Exactly. And with AI tools, getting a transcript and generating a summary shouldn't be all that hard.
All I'm looking for is a handful of bullet points that give me a reason to watch the video. I'm not watching a random video someone posts just based on the headline, I need a bit more reason to invest my time to contribute to the discussion. And if you provide a basic summary, I'll probably do the legwork and find some articles to add to the discussion while I'm watching the video.